Terms and Conditions

The information on this website has been obtained from sources which we believe to be reliable and accurate, but without further investigation this cannot be warranted. Details of other sources used will be detailed at the relevant points in this website. Hargreave Hale website may contain links to and from third parties, it is the responsibility of these third parties to ensure this information is reliable and accurate and Hargreave Hale accepts no liability.

Any opinions and comments expressed in this website are not necessarily the views held throughout Hargreave Hale. No Director, representative or employee of Hargreave Hale accepts liability for any direct or consequential loss arising from the use of this document or its contents. All opinions and comments are subject to change without notice.

Hargreave Hale accepts no liability for loss or damage suffered by users as a result of accessing site contents using a computer which contains any virus or which has been maliciously corrupted. Users should refresh their browser each time they visit the sites to ensure that they access the most up to date version of the sites. Hargreave Hale encourages users to use antivirus programs to protect your computer from viruses and other malware.

All information contained on the sites is for general information use only. The site does not provide investment advice and nothing on the sites should be construed as being personalised investment advice for your particular circumstances. Clients will need to take adequate steps before making any investment choice to verify the accuracy and completeness of any information that is contained on the sites.

All copyright and other intellectual property rights in any material conatined on the Hargreave Hale sites is either owned by Hargreave Hale or has been licensed to Hargreave Hale by the rights owner(s) for use by Hargreave Hale on the sites. Users are only allowed to use the sites and the material contained as set out in these terms and conditions.

Separate terms and conditions may apply to other services.

"We, Hargreave Hale, are a financial intermediary authorised under the Markets in Financial Instruments Directive to make offers of securities such as the Independent Personal Finance PLC (the "Notes") described in the Final Terms published by Independent Personal Finance PLC (the "Issuer"). We refer to the offer of the Notes in the United Kingdom during the Offer Period specified in the Final Terms (the "Public Offer"). In consideration for the Issuer offering to grant its consent to our use of the Prospectus (as defined in the Final Terms) in connection with the Public Offer on the terms and conditions to such consent (the "Authorised Offeror Terms"), we hereby accept such offer. Accordingly, we are using the Prospectus in connection with the Public Offer in accordance with the consent of the Issuer on the Authorised Offeror Terms and subject to the conditions of such consent."

Terms and Conditions